All U.S. citizens and residents are eligible to receive U.S. Federal Government, State Government and Private Foundation-funded grants and loans.  Remember, these programs do not require credit checks, collateral, security deposits or co-signers.  Even if you have declared a bankruptcy or currently have bad credit: as a tax payer and U.S. citizen or resident, you are entitled to this money!

You will find many types of grants and loans available with various qualifying requirements. Our online Government Grants and Loans Directory specifies many of these grants and loans programs and shows you what you need to do to apply for them.


We receive many questions on a daily basis regarding eligibility requirements.  Here are a few of the most common questions we are asked:

Question:  What types of grants programs are available?
Answer:  Small Business Grants, Personal Grants, Housing Assistance Grants, School Grants & Scholarships, Grants & Funding for Women, Minority Assistance Grants, Science and Technology Grants.  These are an example of just a few areas included in our Online Grants and Loans Database.

Question:  How do I receive the grant payment?
Answer: You will receive an acceptance letter disclosing the reward amount.  Shortly afterward, you will receive your check for the cash amount in the mail.

Question:  How much money can I get?
Answer:  The amount varies.  While the average grant payment is usually between one thousand and ten thousand dollars, payments of one hundred thousand to one million dollars are made, depending on the needs of the grant recipient.  Larger payments are usually for business startup costs.

Question:  Can a person change their mind and use grant funds for different puposes?
Answer:  While you may have difficulty getting grant funding in the future, there is no law against using the grant money for a different purpose than that which you originally applied for.  The money is yours.

Question:  Will bad credit prevent me from getting free cash?
Answer:  Grant money is completely independent from your personal credit rating.  Your receiving grant money is entirely based on personal need, regardless of your credit history.

Get complete contact details including names, addresses, websites, phone numbers and more for these free money programs.

Click here now for instant access to the online Grants and Loans Directory.