Childcare Financial Assistance

Taking care of all of our children’s needs can sometimes be tricky and expensive.  In fact many American parents unfortunately cannot afford to pay for all of their children’s necessities, which is why the US government offers them help with Child Care Financial Assistance.  Financial aid is available for eligible parents to cover child care services and health care services for their children.

Your tax dollars fund these state and federally sponsored programs. The state and federal governments want to help working families like yours protect their children’s health and future.   One way of doing that is ensuring that while you the parents are away at work that your children are in good hands.

The government offers financial assistance to a wide variety of families in purchasing child care. Families may need assistance because of low incomes, medical problems, early parenting, or problems in parenting that put children at risk of abuse or neglect. Child care financial assistance can cover child care in a licensed child care center; in a licensed family child care home; by a relative of the child in the relative’s home; or by an approved person in the child’s home.

It is important to remember, however, that this is child care financial assistance and so it will not pay the cost of child care in its entirety, but rather subsidize the cost. Most parents will contribute minimally to the cost of child care by paying a parent fee, based on their income.

And equally important in the rearing of your children is their health.  A new bill signed into law by President Obama makes millions of children eligible to receive health insurance that previously didn’t qualify. Actually, if your kids do not have health insurance, they are likely to be eligible, even if you are working and have been turned down in the past.  And you will be surprised to hear that majority of children covered by this health insurance come from working families.  Many working families who cannot afford or whose children are not covered by employer-sponsored health insurance or other private health insurance, may be eligible.

Each state has its own program, with its own eligibility rules, but in many states, uninsured children 18 years old and younger, whose families earn up to $44,500 a year (for a family of four) are eligible for free or low-cost health insurance that pays for doctor visits, dental care, prescription medicines, hospitalizations and much more.

And why should you apply for health care financial assistance for your kids?  Well, it simple; Children who have health insurance generally have better health throughout their childhood and into their teens. This is because they will likely receive vaccinations to prevent disease, get treatment when they are sick and prevent illness from reoccurring.

Financial Assistance for children’s health insurance means that these plans are free or low-cost. The costs are different depending on the state and your family’s income, but when there are charges they are minimal.

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